Terms

Effective date: July 19, 2026

These Terms of Use govern your use of pgmacdesign.com and the affiliated PGMacDesign websites (together, the "Site"), operated by PGMacDesign, Inc., an S corporation (the "Company", "we", or "I"). By using the Site you agree to these terms. If you do not agree, please do not use the Site.

Content and intellectual property

The Site's content (articles, videos, tools, assessments, downloads, and the look and feel of the Site) is owned by the Company or its licensors and is provided for your personal, non-commercial use. You may not copy, resell, redistribute, or republish Site content without written permission. You are welcome to link to any page and to quote brief excerpts with attribution.

Services and purchases

The Company offers consulting services, audits, digital products, and educational content. Paid engagements are governed first by the specific proposal, engagement agreement, or checkout terms presented at the time of purchase; these Terms of Use fill in anything those documents do not cover. Payments are processed by third-party providers, and refund terms for a paid product or service are stated at the point of purchase.

No professional advice, no guaranteed outcomes

Site content is educational and informational. It is not legal, financial, accounting, or investment advice, and consulting deliverables are recommendations, not guarantees. Your results depend on factors outside the Company's control, and you are responsible for decisions you make based on the Site or any engagement.

Acceptable use

You agree not to disrupt or interfere with the Site, attempt to access non-public systems or data, scrape or bulk-download content, or use the Site to send spam or unlawful material.

Third-party sites and tools

The Site links to and embeds third-party services (for example scheduling, checkout, and video platforms). Those services have their own terms and policies, and the Company is not responsible for their content or practices.

Disclaimer of warranties

The Site is provided "as is" and "as available", without warranties of any kind, express or implied, including fitness for a particular purpose and non-infringement. The Company does not warrant that the Site will be uninterrupted or error-free.

Limitation of liability

To the fullest extent permitted by law, the Company's total liability arising out of your use of the Site or any product or service purchased through it is limited to the amount you paid the Company in the twelve months before the claim arose. The Company is not liable for indirect, incidental, or consequential damages.

Changes to these terms

If these terms change, the new version will be posted on this page with an updated effective date. Continued use of the Site after a change means you accept the updated terms.

Governing law

These terms are governed by the laws of the United States and the state in which the Company is organized, without regard to conflict-of-law rules.

Contact

Questions about these terms: [email protected].